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You deserve to do what you love, and love what you do – a career that works as hard for you as you do. At Fiserv, we are 44,000, #FISVProud innovators, delivering superior value for our clients through leading technology, targeted innovation and excellence in everything we do. You have choices – if you strive to be a part of a team driven to create with purpose, now is your chance to Find your Forward with Fiserv.


Requisition ID R-10298189 Date posted 03/08/2023 City Berkeley Heights State/Region New Jersey Country United States

What does a great Jr. Data Scientist do at Fiserv?

You’ll be a part of Global Business Solutions (Merchant business) – Fraud and Credit Decision Science team, responsible for developing and deploying predictive ML models in the form of automated risk controls that help in reducing fraud and credit risk losses as well as enabling top line growth.  As a part of this team, you’ll be using internal and external data assets to generate insightful analytics, build models/rules, create data driven capabilities/ solutions to manage risk and identify new areas of opportunity.  Key functions supported by the team include New Merchant Onboarding & Underwriting, Existing Merchant Risk Monitoring, Lending Products, and other/ commercial Risk Solutions. This position will be a critical interface with stakeholders within and outside Fiserv in building best-in-class analytical solutions.

We'll help you to:

  • Become a key enabler to develop data driven capabilities and implement automated decisions using existing and new data, advanced analytics and ML based predictive models

  • Get great exposure to the payments industry, the merchant and transaction data that flows through payment networks as we apply innovative techniques to prevent fraud and credit losses, and support growth, specifically from digital channels.

  • Measure and realize how your work contributes to reducing losses/ expenses and supporting business growth/ revenue.

You can look forward to:

  • Designing and implementing ML / predictive models by utilizing internal and external data available and applying statistical techniques

  • Tracking and monitoring model performance and provide analytical support to business partners for addressing their questions regarding automated decisions or automated alerts through informed analytics

  • Conduct complex analysis using statistical and other industry leading quantitative techniques

  • Evaluating and integrating data from internal and external sources to support modeling, analytics, and reporting

  • Partnering with business and technical SMEs to understand relevant data, analyze and perform necessary deeper-dives to solve given business problem, summarize and present key findings

  • Supporting the transformation of risk data capabilities and decision systems through advanced and sustainable technology, new data sources and real-time decisioning

  • Implementing models and decision rules in production in partnership with IT / deployment teams

  • Develop documentation to support internal and external stakeholder requirements

You're the kind of person who:

  • Is highly analytical - data driven

  • Has superb communication and interpersonal skills

  • Can work on multiple projects while still meeting deadlines

***This is a Hybrid position - 3 days in office with an option to work 2 days from home. First 90 days you'll be expected in office all 5 days.

*** Applicants must be authorized to work for any employer in the US. We are unable to provide employer sponsorship or take over sponsorship of an employer sponsored visa at this time.

Basic qualifications for consideration:

  • Bachelor’s degree in a quantitative field (Mathematics / Statistics / Computer Science / Engineering)

  • 1-2 years of hands-on experience in one or more of the following areas: risk / marketing data analytics or predictive modeling

  • Proficient in SQL/SAS/Python, Excel or other analytical tools / open-source programming languages

Preferred qualifications for consideration

  • 3+ years of relevant experience

  • Exposure to and knowledge of statistical / financial modeling in FINTECH / Payments domain

  • Hands-on experience with AI / ML techniques

  • Local candidate near Berkeley Heights, New Jersey



  • Medical, Vision and Dental Benefits

    Comprehensive benefit plans to suit your unique needs

  • Fuel Your Life Wellness Program

    Resources to elevate your well-being

  • 401k, Employee Stock Purchase Plans and Incentives & Bonuses

    When Fiserv performs well, so does your financial health

  • Employee Resource Groups

    Celebrating inclusion in the workplace

  • Providing the time off to manage personal needs


Corporate Social Responsibility

Global Leadership

Unique Suite of Solutions

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